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(THE SPECIAL ‘PUJA VIDHI’ or PRAYER METHOD/ RITUALS FOR ‘DHAN TERAS’, ‘CHHOTI DIWALI’ AND ‘DIWALI’ DAYS)
Checklist of Materials needed For ‘Dhan Teras’ and ‘Diwali Puja’:
- Red cotton cloth
- Small pan or ‘kadhai’ (wok): This has to be new and previously unused utensil
- Small bowl or ‘lota’
- Uncooked Rice
- 5 whole betel nuts (‘supari’)
- 21 whole ‘kamal-gattas’ (lotus seeds)
- ‘Ganga Jal’ (holy water)
- Silver brick of 25 gms or 50 or 100 gms, with perfectly straight edges and 90 degree corners (no substitutes for this be used).
- A number of Silver Laxmi-Ganesh coins (10 gms or more) and a deity form of Laxmi-Ganesh (or substitute a Laxmi-Ganesh coin for the deities).
- 11 ‘Dhanteras’ Candles or 11 other available pink and purple candle.
On a red cloth place a new ‘kadhai’/pan or other suitable utensil filled with rice. Place 5 whole ‘suparis’ (betel nuts) and 21 Kamal gattas (lotus seeds) on rice. In a bowl or ‘lota’ fill Ganga Jal and sugar. Place ‘lota’ on the rice, put silver coins for Diwali ‘puja’ in the ‘lota’, then offer flowers or flower garland on the ‘lota’ (not in it). On the right side of the ‘lota’ as you face it, place the silver brick (25 or 50 or 100 gms), and on the left side place Lakshmi ji and Ganesh ji’s deity-form or a Laxmi-Ganesh silver coin. Light the ‘Dhan Teras’ Candle. Light for 2 hours in morning and in the evening on ‘Dhan Teras’ i.e. (one day before Diwali), add honey in the ‘lota’ in which you had put the sugar and Ganga Jal. On Diwali morning add ghee, milk and curd in the ‘lota’. On Diwali evening, take out all the coins and place in a ‘thali’. Do the Diwali coins ‘puja’ offering ‘panch-amrit’ (mix ghee, curd, milk, honey and Ganga Jal), ‘kesar-tilak’, ‘mithai’, flowers, ‘Kamal gattas’ on the coins. Then do Lakshmiji’s puja & ‘aarti’, include lighting the four-wick ‘chaar-mukhi’ oil-‘diya’ lamp. In front of the new utensil or ‘kadhai’/pan, light Laxmi ‘ghee-lamp’ and ‘Dhan Teras’ candles on all 3 days i.e. ‘Dhan Teras’, ‘Chhoti Diwali’ & ‘Diwali’.
Chant special Diwali ‘mantras’ throughout these days and also use them frequently over the year for empowerment and blessings from Ganesh ji & Lakshmi ji.
To invoke the blessings of Lord krishna, Ganesha, Maa Laxmi, Maa Durga, Maa Saraswati and God Kuber, chant the following mantras on the eve of Diwali festival (during night).
धन समृध्दि यश वैभव सुख शांति प्राप्ति हेतु अनुकूल मंत्र :
|| ॐ श्री गणेशाय नमः ॐ ||
“Om shree ganneshaay namah Om”
ॐ गं गणपतये नम:
ॐ अग्रण्ये नम:
ॐ महाकर्णाय विद्महे वक्रतुण्डाय धीमहि, तन्नो दन्ति: प्रचोदयात्।
लक्ष्मी विनायक मंत्र – रोजगार की प्राप्ति व आर्थिक वृद्धि के लिए
ॐ श्रीं गं सौभ्याय गणपतये वर वरद सर्वजनं में वशमानय स्वाहा।
Maa Durga’s Mantras
|| ॐ ऐं ह्रीं क्लीं चामुण्डायै विच्चे ॐ ||
“Om AiN HreeN KleeN Chaamunnddaayai Vichche Om”
Mata Lakshmi’s Mantras
ॐ श्री महालछ्मयै च विदमहे विष्णु पत्न्यै च धीमहि तन्नो लछ्मी प्रचोदयात् ॐ
|| “Om Shree Mahaalachhmyai Ch Vidamahe Visshnnu Pat`n`yai Ch Dheemahi tan`no Lachhmee Prachodayaat` Om” ||
ॐ ह्रीं अष्टलछ्म्यै दारिद्र्य विनाशिनी सर्व सुख समृध्दिं देहि देहि ह्रीं ॐ नमः ||
“Om HreeN Asshttalachh`myai Daarid`r`y Vinaashinii Sarv Sukh SamrrdhdiN Dehi Dehi HreeN Om Namah”
Lord Krishna’s Mantras
|| ॐ नमो भगवते वासुदेवाय ॐ ||
“Om Namo Bhagavate Vaasudevaay Om”
Maa Saraswati’s Mantras (for students and knowledge seekers)
ॐ सरस्वती मया दृष्टवा, वीणा पुस्तक धारणीम् हंस वाहिनी समायुक्ता मां विधा दान करोतु में ॐ
|| “Om Sarasvatii Mayaa Drrsshttvaa, Veenna Pustak Dhaaranneem`. haNs Vaahinee Samaayukta MaaN Vidhaa Daan Karotu meN Om”
God Kuber’s Mantras
ॐ कुबेरः त्वम् धनाधीशः गृहे ते कमला स्थिता । माम् देवीम् प्रेषयासु त्वम् मद् गृहे ते नमो नमः ॐ
|| “Om Kuber: tvam` Dhanaadheesh: Grrhe te Kamalaa Sthitaa. Maam` Deveem` Presshayaasu tvam`, mad` Grrhe te Namo namah Om”
Then after Diwali ‘pujan’, leave the ‘ghee lamp’ and ‘chaar-mukhi diya’ lamp lit and allow to burn out as the oil and ‘ghee’ runs out. Next morning after Diwali, put all the coins away in a red cloth pouch/bag after wiping with tissue, in your money place. Do not wash the coins. (The next year before ‘Dhan Teras puja’ you can wash the coins and repeat the procedure as given here.) Place ‘Kamal gattas’ and ‘suparis’ in a separate bag and also keep them at your money-place.
The day after Diwali: The rice from the new utensil, ‘kadhai’/pan to be placed in the kitchen rice container in the afternoon and it must never be used to the last grain. (As the rice is used up, periodically top up the container with more rice.)
Important Note: Retain some of the rice to cook in the same new ‘kadhai’/pan in which you had kept the rice. Cook it 1 day after Diwali (‘Govardhan puja’ day) and share with your family. This will activate abundance and positive energies for all family members for the year going forward. Keep rice container full by adding new rice for the whole year. In 2015, the day before next, Diwali empty the rice container, clean it and then add the new ‘puja’ rice to your kitchen rice container.
Recharging the Money Inflow:
Take a metal bowl, silver or copper or steel bowl. Fill it with water. Then put one silver coin with pictures of Goddess ‘Lakshmi’ and ‘Ganesha’ in this bowl. Place the bowl in the North or East window of the house. See that it receives maximum exposure of the light. If there is no window in these directions then you can place a mirror on North wall and place the bowl near it. After keeping this water bowl in North take three copper coins, wrap them up in red silken cloth or a pouch and stick them next to the water bowl. Keep this bowl with the coin pouch for two weeks from October 20 through November 7, 2014. On November 07, 2014 evening, take silver coin in same red pouch and keep them at your locker until next Diwali and then take next 3 energized copper pennies, mix 4 more pennies and keep it in rice container. This container should never be kept empty. Do not forget to pour the bowl water in any potted plant only inside the house, not outside the house. This will charge up the North Zone Energy and will lead to increase in money inflow.